Limitless 60-Minute Full Credit Analysis and Action Plan™

Limitless 60-Minute Full Credit Analysis and Action Plan™ is a deep, detailed review of your credit profile designed to identify problem areas, explain exactly what’s hurting your score, and show you the clearest path forward.

This session is hands-on, report-based, and tailored to your unique situation. If you want to know precisely what needs to be fixed — this is the one.

What We Cover

During your 60-minute analysis, we may review:

• A line-by-line breakdown of your credit reports across all bureaus
• Identification of inaccurate, outdated, unverifiable, or unfair negative items
• How each account is impacting your score and why
• Your utilization, age of credit, payment history, and account mix
• Which negative items qualify for disputes under consumer laws
• A realistic timeline for improvements based on your profile

What This Includes

With a Limitless Full Credit Analysis, you receive:

• A FULL custom action plan outlining your next steps
• Professional recommendations based on your goals
• Tailored advice you can use immediately
• Clarity on whether any Limitless services are right for you
• Help understanding what to expect during the dispute process
• First round of dispute

What This Is Not

A credit analysis does not include:

• Second or further disputes sent on your behalf
• Formal escalation methods
• Guarantee of deletion

Best For

• Individuals with multiple negative items
• Anyone preparing to start Limitless services
• Clients wanting a clear game plan before investing
• Those unsure which Limitless package fits their situation

Session Format & Expectations

All Full Credit Analysis sessions are conducted via Google Meet with screen share and audio.

• Screen sharing is used for real-time, line-by-line review of your credit report
• Audio participation is required
• Camera use is not required
• Sessions are instructional and strategy-focused

For consistency and efficiency, sessions are conducted without video by default. This format ensures your time is spent reviewing actionable information rather than on on-screen presentation.

Environment & Preparation Notice

To ensure the best experience, clients are expected to:

• Join from a quiet environment
• Have access to their credit monitoring login
• Use headphones if possible

Sessions may be rescheduled if audio quality or access issues prevent an effective review.

Required Documents 

To ensure your session is productive and strategic, a current 3-bureau credit report is required prior to your appointment.

• The report must be dated within 7 days of your scheduled session
• Reports should be pulled from My FreeScoreNow or SmartCredit
• Reports must be submitted no later than 24 hours before your appointment

Failure to submit the required report may result in the session being shortened, rescheduled, or forfeited. 

Refund Policy

All bookings are final. Consultations and credit analysis sessions are non-refundable.