Limitless Consulting Co.™ – Product FAQs

These FAQs are provided to offer clarity before and after purchase. Our goal is transparency, alignment, and confidence — not confusion.

General Questions

What does Limitless Consulting Co.™ provide?

Limitless Consulting Co.™ provides educational resources, advisory support, and managed credit-related services, depending on the offering selected.

Our digital products focus on education and understanding. Our managed services are provided through an enrollment and onboarding process and are performed pursuant to a written service agreement.

We do not promise deletions, score increases, or specific outcomes.

Is this credit repair?

Limitless Consulting Co.™ does not provide credit repair services through its digital products.

Credit-related services, when offered, are provided only after enrollment, onboarding, and execution of a written service agreement. No services are performed automatically at the time of purchase unless explicitly stated and contractually agreed upon.

Are results guaranteed?

No. Credit-related outcomes depend on multiple factors, including:

  • Accuracy of information being reported

  • Creditor and bureau compliance

  • Individual credit profiles

  • Timing and consistency of dispute cycles

Limitless Consulting Co.™ does not control the decisions of credit bureaus or creditors and does not guarantee results.

What are ChexSystems and Early Warning Services (EWS), and how do I know if they affect me?

ChexSystems and Early Warning Services (EWS) are consumer reporting agencies used by many banks and financial institutions when reviewing applications for checking and savings accounts. These systems focus on banking-related activity, such as account closures or returned items, and operate separately from the traditional credit bureaus (Experian, Equifax, and TransUnion).

You may have reporting in ChexSystems or EWS if you’ve been denied a bank account, experienced an unexpected account closure, or received an adverse action notice from a financial institution. Consumers also have the right to request their reports directly to review the information being used. If reports are required for a managed service, clients will be instructed to upload them to their client portal after receipt.

Digital Products

What is the Limitless DIY Action Kit™?

The Limitless DIY Action Kit™ is a self-guided, action-oriented educational kit designed for individuals who want to learn and apply the credit dispute process independently.

It includes:

  • Step-by-step educational guidance outlining a typical dispute cycle

  • Education on credit reporting and consumer rights

  • Starter dispute and goodwill letter templates provided for educational use only

  • Guidance on timing, sequencing, and follow-up concepts

  • Tools to help users stay organized and track activity

This product is best for beginners and those who prefer a hands-on, self-paced learning approach.

What is included in the eBooks?

Limitless eBooks focus on credit education and understanding.

Topics may include:

  • How credit reporting works

  • How different account types impact credit profiles

  • Consumer law concepts explained in plain language

  • Strategy, structure, and mindset around responsible credit management

eBooks do not include services performed on your behalf.

What is the Limitless Letter Vault™?

The Limitless Letter Vault™ is an educational letter resource library.

It contains:

  • Scenario-based example letters

  • Advanced educational templates

  • Escalation-style correspondence examples

All materials are provided for educational and informational purposes only and are intended for individuals who already understand basic credit reporting concepts.

What is the difference between the DIY Action Kit™ and the Letter Vault™?

The DIY Action Kit™ focuses on education, structure, and understanding the overall dispute process using a limited number of starter templates.

The Letter Vault™ provides a broader collection of educational letter examples for more complex or varied scenarios.

The products are designed to complement — not replace — each other.

Usage & Access

How many times can I download my digital product?

Each digital product includes a limited number of downloads to allow access across devices or future reference. Download limits are in place to protect the integrity of our materials.

Can I share my purchase with others?

No. All digital products are licensed for individual, personal use only.

Sharing, reselling, or redistributing materials is not permitted.

Do I need credit monitoring?

Yes. Customers are responsible for obtaining and maintaining their own credit monitoring to review reports and track changes. We like to use MyFreeScoreNow or SmartCredit.

Refunds & Policies

Do you offer refunds?

No. Due to the digital nature of our products, all sales are final once access has been delivered.

Please review product descriptions carefully before purchasing.

What if I’m unsure which product is right for me?

If you are unsure, you may consider:

  • Starting with the DIY Action Kit™ for educational, self-guided learning

  • Booking a Full Credit Analysis and Action Plan™ for personalized guidance

Upgrades & Support

Can I upgrade later?

Yes. Many customers begin with educational products and later choose to move into consultations or managed service programs.

Will someone complete disputes for me?

Actions performed on a client’s behalf are included only in managed service programs that require enrollment, onboarding, and execution of a written service agreement.

Digital products and consultations are educational or advisory in nature and do not include dispute submission or representation.

Final Notes

Limitless Consulting Co.™ products and services are designed for individuals who value clarity, education, structure, and accountability.

We do not promise shortcuts or guaranteed outcomes. We provide educational frameworks, advisory guidance, and structured service programs intended to support informed decision-making.

If you have additional questions, please review the product descriptions or contact support before purchasing.

— Limitless Consulting Co.™